Dental, Vision and Hearing Insurance

ManhattanLife’s Dental, Vision, and Hearing insurance plan provides coverage at the dentist as well as benefits for things like contact lenses, hearing aids, eye exams, and more. View the Benefits Chart below to see how much of each service is covered by our plan.

DVH Plan Benefits1


Eligibility Anyone age 18 - 85
Policy Year Maximum Benefit $1000 or $1500
(choose one)
Policy Year Deductible $100 per person

Dental Coverage

Preventive Services
Semi- Annual exams, cleaning, and X-Rays
Waiting Period: None
Year 1 – 60%
Year 2 – 70%
Year 3 and thereafter – 80%*
Basic Services
Including x-ray (other than “full mouth”), fillings, and extractions
Waiting Period: None
Year 1 – 60%
Year 2 – 70%
Year 3 and thereafter – 80%*
Major Services
Including bridges, crowns, full or partial dentures, full mouth extractions, and root canals
Waiting Period: 12 Months
Year 1 – 0%
Year 2 – 70%
Year 3 and thereafter – 80%*

Vision Coverage

Basic eye exam or eye refraction, including the cost of eyeglasses or contact lenses Waiting Period: 6 months
(on eyeglasses and contact lenses)
Year 1 – 60%
Year 2 – 70%
Year 3 and thereafter – 80%*

Hearing Coverage

Exams, hearing aids, and necessary repairs or supplies Waiting Period: 12 months
(new hearing aids and existing hearing aid repairs)
Year 1 – 60%
Year 2 – 70%
Year 3 and thereafter – 80%*
*In OH, year 3 and thereafter is 70%
1 See outline of coverage for exact benefits, limits, and exclusions. Click here to view.

Product Highlights


Choose your dentist and doctor– No Networks!
Guaranteed Issue ages 18-85
Save with Family Rates
Guaranteed Renewable for Life**
No Health Questions
* Subject to our right to change premiums.

Check your rates with our easy online quote

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1-800-369-3600

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Fri 8:00 AM to 2:00 PM CST